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Spend Smarter on Life's Essentials

We're on a mission to help you get the most value and savings from our programs. Learn how you can save even more with the videos below.

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Blue Surface

Healthcare FSA

If you’re not enrolled in one of our Consumer Plans, you can set aside up to $3,400 per year of pre-tax income to pay for eligible medical, dental, and vision expenses—including copays, prescriptions, and many over-the-counter items. Your contributions reduce your taxable income, helping you save money while managing everyday healthcare costs. Funds must be used within the plan year.

Dependent Care FSA

Set aside up to $7,500 per year of your pre-tax income to help cover eligible childcare or adult dependent care expenses—like daycare, preschool, after-school programs, or in-home care. It’s a smart way to save money while balancing work and family responsibilities. Remember: funds must be used within the plan year.

Health Savings Accounts

An HSA gives you flexibility, portability, and long-term savings power for future healthcare costs—even into retirement. You can contribute up to $4,400 for single coverage or $8,750 for family coverage on a tax-deductible basis. Your funds grow tax-free, and withdrawals are tax-free when used for eligible medical expenses. Best of all, unused funds roll over every year, so your balance keeps building over time.

Pre-Tax Commuter and Parking

You can contribute up to a projected $340 per month in pre-tax dollars toward eligible transit or parking expenses. You can enroll at any time during the year, and adjust your monthly contributions as your commuting needs change—helping you save money and stay flexible.

2026 Tax Advantaged Account Options

Coverage Details

All pre-tax programs are administered through Rippling. Enrollees will receive a flex benefits card to access funds; however, participants can also submit a claim through Rippling for reimbursement.

 

Eligible employees can enroll in the Health and Dependent Care Flexible Spending Accounts during their initial new-hire enrollment period or at the annual open enrollment. Elections in these benefits cannot be modified without a Qualified Life Event. 

Elections into the Pre-Tax Commuter/Parking benefit and Health Savings Account can occur at any time.

© 2025 by Paragon Risk Advisers, LLC

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